Ketchikan, Alaska
Alaska's "First City" — the first port of call for cruise ships entering Alaska. Ketchikan is built along a narrow waterfront strip, with tourism, fishing, and timber driving the economy.
Ketchikan Housing Market at a Glance
Median Home Price
$330,000
Population
8,200+
Avg. Property Tax
1.15%
FHA Down Payment
$11,550
3.5% of median
Market Insight
Ketchikan has a unique linear geography that limits buildable land, keeping inventory tight. Tourism brings seasonal economic boosts. Prices are moderate for Southeast Alaska, and some surrounding areas qualify for USDA loans.
Best Loan Options for Ketchikan Buyers
Based on Ketchikan's median home price of $330,000, here are the loan programs that make the most sense for local buyers.
FHA Loans
As low as 3.5% down ($11,550 on a $330,000 home). Great for first-time buyers and those with credit scores 580+.
Learn about FHA loans →USDA Loans
Zero-down financing for eligible rural areas.
Learn about USDA loans →Conventional Loans
Starting at 3% down ($9,900 on a $330,000 home). Best rates with 20% down and strong credit.
Compare mortgage rates →AHFC Programs
Alaska Housing Finance Corporation offers state-specific programs including down payment assistance and below-market rates for Ketchikan buyers.
Explore AHFC programs →Ready to Buy a Home in Ketchikan?
Get pre-approved today through our trusted partner and start shopping for your Ketchikan home with confidence.
Loans through Premier Mortgage (NMLS: 1168048)
Neighborhoods in Ketchikan
Rain-forest scenery, rich Tlingit and pioneer history, world-class fishing (Salmon Capital of the World), cruise ship energy, and a close-knit community.
Resources for Ketchikan Homeowners
In-depth guides to help you navigate buying, financing, and owning a home in Ketchikan.
Explore Nearby Areas
Real Estate in Ketchikan
Buying and selling guides, agent connections, and market trends for Ketchikan — coming soon.
Browse real estate resources →Home Services in Ketchikan
Find trusted local contractors, plumbers, electricians, and more in Ketchikan.
Find a pro on House Escort →Disclaimer: Market data, median home prices, property tax rates, and statistics for Ketchikan are approximate and based on publicly available sources. Actual values vary by neighborhood, property type, and market conditions. This page is for informational purposes only and does not constitute financial advice. Alaska Home HQ is not a lender. All loan applications are processed by Premier Mortgage (NMLS: 1168048). Terms · Privacy
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